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NADJ Introduce Employer's Liability Insurance
The past year has been an incredibly successful period for the NADJ. Not only has the Association established three new branches (Yorkshire, North East & Cumbria and South West), but they have also seen membership jump up by an unprecedented level. The list of member benefits is also growing on a monthly basis and the association is pleased to announce that Employer’s Liability Insurance is now included for all Full Members.

As well as receiving £10m of Public and Products Liability Insurance as a benefit of membership, all Full Members of the NADJ now get £10m of Employer’s Liability Insurance with their subscriptions to the Association. If you are unsure why you may need Employers' Liability Insurance, please read this document from the Health & Safety Executive: Employers’ Liability (Compulsory Insurance) Act 1969 - A guide for employers.

How much extra is this going to cost NADJ Full Members? Answer: NOTHING! Yes, you heard that right. It is not going to cost you any more than the current Full Membership rate when you come to renew your membership. All current members will receive the Employers' Liability Insurance until their membership runs out, at which point they can renew and extend the combined insurance cover. The NADJ have decided NOT to raise their subscription rates, despite a big rise in their insurance premium and also the recent increase in the Insurance Premium Tax that is levied on all insurance products.

The new policy documents are available to download from the 'Members' section of the website. If you are a member and have forgotten your login or password, you can use the tools in the ‘User Login’ section to obtain your username or a token to change your password.

Employers' Liability Insurance provides protection in respect of legal liability for damages including claimant legal costs for: Injury to any Person Employed caused during the period of insurance and arising out of and in the course of employment. Injury is defined as bodily injury, death, disease or illness.

The NADJ looked into Employers' Liability cover in August 2010 - four months after they offered Public Liability Insurance as a benefit of membership. However, rather than rush into adding the extra cover, the committee decided to see if they could enhance their other range of benefits first and waited until their renewal was due before proceeding any further.

Published: 30 May 2011
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